20.99 % p.a.
Upcoming changes
We’re changing NAB Rewards Signature
The benefits, NAB Rewards Points earn rates and fees of the NAB Rewards Signature card are changing. If you take out this card, the changes will automatically apply to your card on and from 12 June 2024.
How points will be awarded
You’ll receive 120,000 bonus NAB Rewards Points when you spend $3,000 on everyday purchases in the first 60 days, plus 40,000 bonus NAB Rewards Points when you keep your card open for over 12 months.
Offer may end at any time. Eligibility criteria and terms and conditions apply.
Features and benefits
Take advantage of the NAB Rewards Signature Card offer to enjoy a range of great benefits.
A high earn rate
You'll earn 1.25 NAB Rewards Points for every $1 spent on everyday purchases with no cap on how many points you can earn.
Points booster
You can earn double NAB Rewards Points (2.5 points for every $1 spent) at major hardware and department stores, and earn triple points at Webjet and on money spent overseas.
Complimentary insurances
Access to complimentary insurances including international travel insurance.
Things to consider
We want to help you choose the right card, so here are a few things to consider about this card before you apply.
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Higher interest rates compared to our NAB Low Rate Card.
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Higher annual fee compared to our other cards.
Standard rates and fees
NAB Rewards Signature Card rates, fees and limits.
Variable purchase rate
Balance transfer rate
0 % p.a.
For 12 months standard balance transfer (BT) rate. 3% BT fee applies. Unpaid BT reverts to variable cash advance rate.
Variable cash advance rate
21.74 % p.a.
| Annual card fee | $145 p.a. reduced annual card fee for the first year. This reverts to $295 p.a |
|---|---|
| Interest free days on purchases | up to 44 days |
| Minimum credit limit | $15,000 |
Applying is easy
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You need to be at least 18 years old to apply
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Complete your application in 15 minutes and get a response in 60 seconds
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You may be asked to provide payslips or bank statements
Terms and Conditions
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Fees and charges
Credit Card Terms and conditions and Target Market Determination available here. Fees and charges are payable. Approval and credit limit is subject to NAB's credit assessment criteria. Information, including interest rates and annual card fees subject to change. Correct as at 30 November 2022 and subject to change. Credit cards issued by National Australia Bank Limited.